@import "https://fonts.googleapis.com/css2?family=Sora:wght@700;800&family=Inter:wght@400;500;600&family=JetBrains+Mono:wght@500&display=swap";:root{--bg:#e7eeed;--ink:#122b30;--muted:#5a7479;--teal:#0e7c8c;--teal-deep:#0a5d6a;--sky:#19b5c8;--gold:#e0a526;--card:#fdfefe;--line:#d2e1e1;--red:#c0392b;--amber:#b8860b;--green:#2e7d4f;--teal-ink:#0a5d6a;--shadow:0 1px 2px #0a5d6a0d, 0 12px 30px -20px #0a5d6a59}:root[data-theme=dark]{--bg:#0c171a;--ink:#e7f1f2;--muted:#8da5a9;--teal:#19b5c8;--teal-deep:#0e7c8c;--sky:#34d2e5;--gold:#e8b547;--card:#14262a;--line:#25393d;--red:#e06b5e;--amber:#d9a93a;--green:#4fb37a;--teal-ink:#4ec3d5;--shadow:0 1px 2px #0006, 0 14px 34px -20px #0009}*{box-sizing:border-box}body{background:var(--bg);color:var(--ink);margin:0;font-family:Inter,sans-serif;transition:background .25s,color .25s}#root{flex-direction:column;min-height:100svh;display:flex}h1,h2,h3{margin:0 0 8px;font-family:Sora,sans-serif;font-weight:800}.mono{font-family:JetBrains Mono,monospace}button{cursor:pointer;font-family:inherit}input,select,textarea{border:1px solid var(--line);background:var(--card);color:var(--ink);border-radius:8px;padding:8px 10px;font-family:inherit;font-size:14px}input::placeholder,textarea::placeholder{color:var(--muted)}input[type=range],input[type=checkbox],input[type=radio]{accent-color:var(--teal)}.btn-primary{background:var(--teal);color:#fff;border:none;border-radius:10px;padding:10px 18px;font-weight:600;transition:background .15s,transform .1s}.btn-primary:hover{background:var(--teal-deep)}.btn-primary:active:not(:disabled){transform:translateY(1px)}.btn-primary:disabled{opacity:.5;cursor:not-allowed}.btn-secondary{border:1px solid var(--line);color:var(--ink);background:0 0;border-radius:10px;padding:10px 18px;transition:color .15s,border-color .15s}.btn-secondary:hover:not(:disabled){color:var(--teal-ink);border-color:var(--teal)}.btn-secondary:disabled{opacity:.5;cursor:not-allowed}.referral-option{text-align:left;background:var(--card);border:1px solid var(--line);color:var(--ink);border-radius:10px;padding:10px 12px;font-size:14px;transition:background .15s,border-color .15s,color .15s}.referral-option:hover:not(:disabled),.referral-option.selected{background:var(--teal);border-color:var(--teal);color:#fff}.referral-option:disabled{cursor:default}.referral-option:disabled:not(.selected){opacity:.6}.card{background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:14px;padding:20px;transition:background .25s,border-color .25s,box-shadow .25s}.app-header{background:linear-gradient(135deg, var(--teal-deep), var(--teal));color:#fff;justify-content:space-between;align-items:center;padding:11px 24px;display:flex;position:relative;overflow:hidden}.app-header:after{content:"₸";opacity:.12;pointer-events:none;font-family:Sora,sans-serif;font-size:104px;position:absolute;top:-22px;right:18px}.app-header .btn-secondary{padding:7px 14px;font-size:13px}.app-header>*{z-index:1;position:relative}.app-logo-mark{border-radius:9px;width:30px;height:30px;box-shadow:0 4px 12px -4px #0006}.theme-toggle{color:#fff;background:#ffffff1f;border:1px solid #fff6;border-radius:10px;place-items:center;width:34px;height:34px;font-size:17px;line-height:1;transition:background .2s,transform .2s;display:grid}.theme-toggle:hover{background:#ffffff3d;transform:translateY(-1px)}.theme-toggle:active{transform:translateY(0)}.lang-switch{background:var(--bg);border:1px solid var(--line);border-radius:10px;gap:2px;padding:3px;display:inline-flex}.lang-switch-btn{color:var(--muted);letter-spacing:.02em;cursor:pointer;background:0 0;border:none;border-radius:8px;align-items:center;gap:6px;padding:4px 9px;font-family:inherit;font-size:12px;font-weight:700;transition:background .2s,color .2s;display:inline-flex}.lang-switch-btn:hover{color:var(--ink)}.lang-switch-btn.active{background:var(--card);color:var(--ink);box-shadow:0 1px 3px #0a5d6a2e}.lang-switch--header{background:#ffffff1f;border-color:#fff6}.lang-switch--header .lang-switch-btn{color:#ffffffbf}.lang-switch--header .lang-switch-btn:hover{color:#fff}.lang-switch--header .lang-switch-btn.active{color:#fff;box-shadow:none;background:#ffffff3d}.tabs{border-bottom:1px solid var(--line);background:var(--card);gap:6px;padding:7px 24px;display:flex;box-shadow:0 6px 18px -16px #0a5d6a80}.tab-btn{color:var(--muted);white-space:nowrap;background:0 0;border:none;border-radius:8px;flex:none;padding:7px 14px;font-size:14px;font-weight:600;transition:background .15s,color .15s}.tab-btn:hover{color:var(--teal-ink)}.tab-btn.active{background:var(--bg);color:var(--teal-ink)}.news-banner{border-bottom:1px solid var(--line);color:var(--ink);background:linear-gradient(90deg,#0e7c8c1a,#19b5c80f);align-items:center;gap:12px;padding:9px 28px;font-size:13px;display:flex;overflow:hidden}.news-icon{flex:none;font-size:14px}.news-label{letter-spacing:.03em;text-transform:uppercase;color:var(--teal-ink);flex:none;font-size:11px;font-weight:700}.news-body{flex:1;align-items:center;gap:8px;min-width:0;animation:.4s news-fade;display:flex}@keyframes news-fade{0%{opacity:0;transform:translateY(3px)}to{opacity:1;transform:translateY(0)}}.news-tag{color:#fff;background:var(--teal);border-radius:999px;flex:none;padding:2px 8px;font-size:11px;font-weight:700}.news-date{color:var(--teal-ink);white-space:nowrap;flex:none;font-size:12px;font-weight:600}.news-text{white-space:nowrap;text-overflow:ellipsis;color:var(--muted);overflow:hidden}.news-source{white-space:nowrap;color:var(--teal-ink);flex:none;font-size:12px;font-weight:600;text-decoration:none}.news-source:hover{color:var(--teal);text-decoration:underline}.news-dots{flex:none;gap:5px;display:flex}.news-dot{background:var(--line);border:none;border-radius:999px;width:6px;height:6px;padding:0;transition:background .2s}.news-dot.active{background:var(--teal)}@media (width<=700px){.news-banner{gap:8px;padding:8px 16px}.news-label,.news-dots{display:none}.news-body{flex-wrap:wrap;row-gap:3px}.news-text{white-space:normal;-webkit-line-clamp:2;-webkit-box-orient:vertical;flex-basis:100%;display:-webkit-box}}.badge-demo{background:var(--gold);color:#fff;border-radius:6px;padding:2px 8px;font-size:11px;font-weight:700}.verdict-green{color:var(--green)}.verdict-amber{color:var(--amber)}.verdict-red{color:var(--red)}.md-content{font-size:14px;line-height:1.5}.md-content>:first-child{margin-top:0}.md-content>:last-child{margin-bottom:0}.md-content h1,.md-content h2,.md-content h3{color:var(--teal-ink);margin:12px 0 6px;font-family:Sora,sans-serif;font-size:15px;font-weight:700}.md-content p{margin:0 0 8px}.md-content ul,.md-content ol{margin:0 0 8px;padding-left:20px}.md-content li{margin:2px 0}.md-content strong{color:var(--teal-ink);font-weight:700}.md-content hr{border:none;border-top:1px solid var(--line);margin:10px 0}.md-content code{background:var(--line);border-radius:4px;padding:1px 5px;font-family:JetBrains Mono,monospace;font-size:12px}.md-content table{-webkit-overflow-scrolling:touch;border-collapse:collapse;width:100%;max-width:100%;margin:8px 0;font-size:13px;display:block;overflow-x:auto}.md-content th,.md-content td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:6px 10px}.md-content th{color:var(--teal-ink);background:var(--bg);font-family:Sora,sans-serif;font-size:12px;font-weight:700}.md-content tbody tr:nth-child(2n){background:color-mix(in srgb, var(--line) 30%, transparent)}.auth-wrap{background:radial-gradient(1100px 600px at 12% -10%, #19b5c829, transparent 60%), radial-gradient(900px 520px at 105% 110%, #0e7c8c29, transparent 55%), var(--bg);flex:1;justify-content:center;align-items:center;padding:32px 20px;display:flex}.auth-card{background:var(--card);border:1px solid var(--line);border-radius:22px;grid-template-columns:1.05fr 1fr;width:100%;max-width:920px;display:grid;overflow:hidden;box-shadow:0 24px 60px -28px #0a5d6a66}.auth-brand,.auth-panel{min-width:0}.auth-brand{color:#fff;background:linear-gradient(155deg, var(--teal-deep), var(--teal) 55%, var(--sky));flex-direction:column;gap:26px;padding:40px 36px;display:flex;position:relative;overflow:hidden}.auth-brand:after{content:"₸";opacity:.12;pointer-events:none;font-family:Sora,sans-serif;font-size:280px;line-height:1;position:absolute;bottom:-56px;right:-28px}.auth-brand>*{z-index:1;position:relative}.auth-logo{align-items:center;gap:12px;display:flex}.auth-logo-mark{border-radius:11px;width:40px;height:40px;box-shadow:0 6px 16px -6px #00000073}.auth-logo-text{letter-spacing:-.01em;font-family:Sora,sans-serif;font-size:26px;font-weight:800}.auth-logo-text span{color:var(--gold)}.auth-tagline{font-family:Sora,sans-serif;font-size:23px;font-weight:800;line-height:1.25}.auth-lede{opacity:.92;margin:-10px 0 0;font-size:14px;line-height:1.55}.auth-features-eyebrow{letter-spacing:.04em;text-transform:uppercase;opacity:.75;margin:-8px 0;font-size:12px;font-weight:700}.auth-features{flex-direction:column;gap:14px;margin:0;padding:0;list-style:none;display:flex}.auth-feature{align-items:flex-start;gap:12px;display:flex}.auth-feature .ic{background:#ffffff29;border-radius:10px;flex:none;place-items:center;width:34px;height:34px;font-size:16px;display:grid}.auth-feature b{font-size:14px;font-weight:600;display:block}.auth-feature small{opacity:.85;font-size:12.5px;line-height:1.4}.auth-foot{opacity:.8;margin-top:auto;font-size:12px}.auth-privacy-link{color:inherit;opacity:.85;text-decoration:underline}.auth-privacy-link:hover{opacity:1}.auth-panel{flex-direction:column;padding:38px 34px;display:flex}.auth-panel h2{font-size:22px}.auth-sub{color:var(--muted);margin:0 0 22px;font-size:13.5px}.auth-field-label{color:var(--muted);font-size:12.5px;font-weight:500}.auth-panel input,.auth-panel select{border-radius:10px;padding:11px 12px}.auth-panel input:focus,.auth-panel select:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px #0e7c8c24}.auth-submit{margin-top:4px;padding:12px 18px;font-size:15px}.auth-switch{text-align:center;color:var(--muted);margin-top:16px;font-size:13px}.auth-switch button{color:var(--teal);background:0 0;border:none;padding:0 0 0 4px;font-family:inherit;font-size:13px;font-weight:600}.auth-switch button:hover{color:var(--teal-ink);text-decoration:underline}.auth-field-hint{color:var(--muted);margin:-6px 0 0 2px;font-size:11.5px;display:block}.auth-divider{color:var(--muted);align-items:center;gap:12px;margin:18px 0 14px;font-size:12px;display:flex}.auth-divider:before,.auth-divider:after{content:"";background:var(--line);flex:1;height:1px}.google-signin{justify-content:center;min-height:40px;display:flex}.auth-error{color:var(--red);background:#c0392b14;border:1px solid #c0392b33;border-radius:10px;padding:9px 12px;font-size:13px}.auth-info{color:var(--green);background:#2e7d4f14;border:1px solid #2e7d4f38;border-radius:10px;margin-bottom:14px;padding:9px 12px;font-size:13px;line-height:1.4}.auth-link-btn{color:var(--teal);background:0 0;border:none;align-self:center;padding:0;font-family:inherit;font-size:13px;font-weight:600}.auth-link-btn:hover{color:var(--teal-ink);text-decoration:underline}.pw-field{display:flex;position:relative}.pw-field input{width:100%;padding-right:42px}.pw-toggle{opacity:.7;background:0 0;border:none;padding:6px;font-size:15px;line-height:1;position:absolute;top:50%;right:6px;transform:translateY(-50%)}.pw-toggle:hover{opacity:1}@media (width<=760px){.auth-card{grid-template-columns:1fr;max-width:460px}.auth-brand{gap:20px;padding:30px 28px}.auth-brand:after{font-size:200px;bottom:-40px}.auth-tagline{font-size:20px}.auth-panel{order:-1;padding:28px 24px}}.chat-aside{flex-direction:column;gap:12px;display:flex}.checkout-note{color:var(--green);cursor:pointer;background:#2e7d4f1a;border:1px solid #2e7d4f4d;border-radius:10px;padding:10px 12px;font-size:13px;line-height:1.4}.sub-card{padding:22px}.sub-badge{letter-spacing:.02em;border-radius:999px;padding:3px 10px;font-size:11px;font-weight:700;display:inline-block}.sub-badge.free{background:var(--bg);color:var(--muted)}.sub-badge.paid{background:var(--teal);color:#fff}.sub-count{align-items:baseline;gap:6px;margin:16px 0 10px;display:flex}.sub-remaining{color:var(--ink);font-size:34px;font-weight:800;line-height:1}.sub-of{color:var(--muted);font-size:12px}.sub-bar{background:var(--bg);border-radius:999px;height:6px;overflow:hidden}.sub-bar-fill{background:linear-gradient(90deg, var(--teal), var(--sky));border-radius:999px;height:100%;transition:width .3s}.sub-pitch{color:var(--muted);margin:14px 0;font-size:13px;line-height:1.5}.sub-pitch strong{color:var(--teal-ink)}.sub-plan{border:1px solid var(--line);background:var(--bg);border-radius:12px;margin:4px 0 14px;padding:14px}.sub-plan-head{justify-content:space-between;align-items:baseline;gap:8px;margin-bottom:10px;display:flex}.sub-plan-name{color:var(--ink);font-family:Sora,sans-serif;font-size:14px;font-weight:700}.sub-plan-price{color:var(--muted);font-size:13px}.sub-plan-price strong{color:var(--teal-ink);font-size:18px}.sub-feats{flex-direction:column;gap:7px;margin:0;padding:0;list-style:none;display:flex}.sub-feats li{color:var(--ink);align-items:flex-start;gap:8px;font-size:13px;line-height:1.35;display:flex}.sub-feat-check{color:var(--green);flex:none;font-size:13px;font-weight:700}.sub-buy{width:100%;margin-top:2px;padding:13px 18px;font-size:15px;font-weight:700}.sub-error{color:var(--red);margin-top:8px;font-size:12px}.chat-limit-note{color:var(--amber);margin-bottom:8px;font-size:13px}.profile-note{border:1px solid var(--line);border-left:3px solid var(--teal);background:linear-gradient(135deg,#19b5c81a,#0e7c8c0f);border-radius:10px;flex-wrap:wrap;align-items:center;gap:12px;margin-top:10px;padding:10px 12px;font-size:13px;line-height:1.45;display:flex}.profile-note span{flex:220px}.profile-note-btn{background:var(--teal);color:#fff;white-space:nowrap;border:none;border-radius:8px;padding:7px 12px;font-size:13px;font-weight:600}.profile-note-btn:hover{background:var(--teal-deep)}.chat-limit-badge{letter-spacing:.03em;text-transform:uppercase;color:var(--red);background:#c0392b1a;border:1px solid #c0392b40;border-radius:999px;padding:3px 10px;font-size:11px;font-weight:700}.profile-phone{background:var(--bg);border:1px solid var(--line);border-radius:12px;justify-content:flex-start;align-items:center;gap:12px;margin-bottom:16px;padding:12px 14px;display:flex}.profile-phone-value{color:var(--ink);font-size:15px;font-weight:600}.profile-divider{background:var(--line);height:1px;margin:24px 0 20px}.prog-list{flex-direction:column;gap:9px;display:flex}.prog-card{border:1px solid var(--line);border-left:3px solid var(--teal);background:var(--card);border-radius:11px;padding:11px 13px;transition:border-color .15s,box-shadow .15s,transform .15s}.prog-card:hover{border-color:var(--teal);transform:translateY(-1px);box-shadow:0 8px 22px -16px #0a5d6a80}.prog-card.announced{border-color:#e0a52673;border-left-color:var(--gold);background:repeating-linear-gradient(135deg,#e0a52612,#e0a52612 10px,#e0a52608 10px 20px);border-left-width:4px}.prog-card.announced .prog-rate-num{color:var(--gold)}.prog-card.announced:hover{box-shadow:0 8px 22px -16px #e0a52680}.prog-card.closed{border-color:#c0392b38;border-left-color:var(--muted);opacity:.82;background:repeating-linear-gradient(135deg,#5a74790f,#5a74790f 10px,#5a747905 10px 20px);border-left-width:4px}.prog-card.closed .prog-rate-num{color:var(--muted)}.prog-card.closed:hover{box-shadow:0 8px 22px -16px #5a747973}.prog-status-banner{color:#fff;border-radius:7px;align-items:center;gap:5px;margin-bottom:9px;padding:4px 10px;font-size:11px;font-weight:700;display:inline-flex}.prog-status-banner.announced{background:var(--gold)}.prog-status-banner.closed{background:var(--red)}.prog-head{align-items:center;gap:10px;margin-bottom:9px;display:flex}.prog-logo{object-fit:contain;border:1px solid var(--line);background:#fff;border-radius:8px;flex:none;width:30px;height:30px;padding:3px}.prog-logo-mono{background:var(--teal);color:#fff;place-items:center;padding:0;font-size:11px;font-weight:700;display:grid}.prog-titles{flex-direction:column;flex:1;gap:1px;min-width:0;display:flex}.prog-name{color:var(--ink);font-family:Sora,sans-serif;font-size:14px;font-weight:700;line-height:1.2}.prog-sub{flex-wrap:wrap;align-items:center;gap:6px;display:flex}.prog-bank{color:var(--muted);font-size:11.5px}.prog-rate{white-space:nowrap;flex:none;align-items:baseline;gap:2px;display:flex}.prog-rate-from{color:var(--muted);font-size:10.5px;font-weight:600}.prog-rate-num{color:var(--teal-ink);font-size:20px;font-weight:800;line-height:1}.prog-rate-unit{color:var(--muted);font-size:11px;font-weight:600}.prog-badge{letter-spacing:.02em;text-transform:uppercase;border-radius:999px;padding:1px 7px;font-size:9.5px;font-weight:700;display:inline-block}.prog-badge.gov{background:var(--teal);color:#fff}.prog-badge.soon{background:var(--gold);color:#fff}.prog-badge.closed{background:var(--red);color:#fff}.prog-badge.bank{background:var(--bg);color:var(--muted);border:1px solid var(--line)}.prog-meta{flex-wrap:wrap;gap:6px;margin-bottom:8px;display:flex}.prog-rate-detail{color:var(--ink);margin-bottom:8px;font-size:12px}.prog-chip{background:var(--bg);border:1px solid var(--line);border-radius:999px;align-items:baseline;gap:5px;padding:3px 10px;display:inline-flex}.prog-chip-label{color:var(--muted);font-size:10.5px;font-weight:500}.prog-chip-value{color:var(--ink);font-size:12px;font-weight:700}.prog-elig{color:var(--muted);border-top:1px dashed var(--line);-webkit-line-clamp:3;-webkit-box-orient:vertical;padding-top:8px;font-size:12px;line-height:1.4;display:-webkit-box;overflow:hidden}.prog-elig.expanded{-webkit-line-clamp:unset;display:block;overflow:visible}.prog-elig.clickable{cursor:pointer}.prog-elig.clickable:hover{color:var(--ink)}.prog-elig-toggle{color:var(--teal);cursor:pointer;background:0 0;border:none;margin-top:4px;padding:0;font-family:inherit;font-size:11.5px;font-weight:700;display:block}.prog-elig-toggle:hover{color:var(--teal-ink);text-decoration:underline}.onboarding-card{align-self:stretch;max-width:520px;margin:0 auto;padding:28px}.onboarding-icon{background:linear-gradient(135deg,#19b5c82e,#0e7c8c2e);border-radius:14px;place-items:center;width:52px;height:52px;margin-bottom:14px;font-size:26px;display:grid}.calc-layout{grid-template-columns:1.3fr 1fr;align-items:start;gap:20px;display:grid}@media (width<=820px){.calc-layout{grid-template-columns:1fr}}.chat-layout{grid-template-columns:188px minmax(0,1fr) 300px;align-items:start;gap:20px;display:grid}@media (width<=1180px){.chat-layout{grid-template-columns:176px minmax(0,1fr)}.chat-aside{display:none}}@media (width<=820px){.chat-layout{grid-template-columns:1fr}.chat-aside{display:flex}}.conv-list{flex-direction:column;gap:10px;padding:12px;display:flex;position:sticky;top:16px}.conv-new{background:linear-gradient(135deg, var(--teal), var(--sky));border:none;width:100%;padding:10px 12px;font-size:13px;font-weight:600;transition:transform .15s,box-shadow .2s;box-shadow:0 6px 16px -8px #0e7c8c99}.conv-new:hover{background:linear-gradient(135deg, var(--teal-deep), var(--teal));transform:translateY(-1px)}.conv-items{flex-direction:column;gap:4px;max-height:60vh;display:flex;overflow-y:auto}.conv-empty{color:var(--muted);padding:8px 10px;font-size:13px}.conv-row{border-radius:8px;align-items:center;display:flex}.conv-row:hover,.conv-row.active{background:var(--bg)}.conv-item{text-align:left;min-width:0;color:var(--ink);white-space:nowrap;text-overflow:ellipsis;background:0 0;border:none;border-radius:8px;flex:1;padding:8px 10px;font-size:13px;overflow:hidden}.conv-row.active .conv-item{color:var(--teal-ink);font-weight:600}.conv-delete{color:var(--muted);opacity:0;background:0 0;border:none;flex-shrink:0;padding:8px 10px;font-size:12px;transition:opacity .15s,color .15s}.conv-row:hover .conv-delete,.conv-row.active .conv-delete{opacity:1}.conv-delete:hover{color:#e05252}@media (width<=820px){.conv-delete{opacity:1}}.faq-card{margin-top:20px}.faq-list{flex-direction:column;display:flex}.faq-item{border-bottom:1px solid var(--line)}.faq-item:last-child{border-bottom:none}.faq-question{cursor:pointer;justify-content:space-between;align-items:center;gap:10px;padding:12px 4px;font-size:14px;font-weight:600;list-style:none;display:flex}.faq-question::-webkit-details-marker{display:none}.faq-question:after{content:"+";color:var(--teal);flex-shrink:0;font-size:18px;font-weight:500;transition:transform .2s}.faq-item[open] .faq-question:after{transform:rotate(45deg)}.faq-question:hover{color:var(--teal-ink)}.faq-answer{color:var(--muted);margin:0;padding:0 4px 14px;font-size:13.5px;line-height:1.55}.help-card{padding:14px}.help-icon{font-size:15px}.help-card h4{align-items:center;gap:6px;margin:0 0 6px;font-family:Sora,sans-serif;font-size:13px;font-weight:700;display:flex}.help-card p{color:var(--muted);margin:0 0 10px;font-size:12px;line-height:1.45}.help-phone{color:var(--teal-ink);border-top:1px solid var(--line);align-items:center;width:100%;padding-top:12px;font-family:JetBrains Mono,monospace;font-size:13px;font-weight:500;text-decoration:none;display:inline-flex}.help-phone:hover{color:var(--teal)}.privacy-wrap{background:var(--bg);justify-content:center;min-height:100svh;padding:40px 20px;display:flex}.privacy-page{width:100%;max-width:720px;height:fit-content;padding:40px}.privacy-back{color:var(--teal);margin-bottom:20px;font-size:13px;font-weight:600;text-decoration:none;display:inline-block}.privacy-back:hover{color:var(--teal-ink);text-decoration:underline}.privacy-page h1{margin-bottom:4px;font-size:24px}.privacy-updated{color:var(--muted);margin:0 0 24px;font-size:12.5px}.privacy-page h2{color:var(--teal-ink);margin:28px 0 10px;font-size:16px}.privacy-page p{color:var(--ink);margin:0 0 12px;font-size:14px;line-height:1.6}.privacy-page ul{margin:0 0 12px;padding-left:20px}.privacy-page li{margin:4px 0;font-size:14px;line-height:1.6}.privacy-page a{color:var(--teal)}.spinner{border:3px solid var(--line);border-top-color:var(--teal);border-radius:50%;flex-shrink:0;width:36px;height:36px;animation:.8s linear infinite spin}.spinner-sm{border-width:2px;width:16px;height:16px}@keyframes spin{to{transform:rotate(1turn)}}.app-loading{background:var(--bg);flex-direction:column;justify-content:center;align-items:center;gap:14px;min-height:100vh;display:flex}.app-loading-text{color:var(--muted);font-size:13px}.inline-loading{color:var(--muted);align-items:center;gap:8px;padding:8px 0;font-size:13px;display:flex}.assess-loading{text-align:center;flex-direction:column;align-items:center;gap:12px;padding:28px 12px;display:flex}.assess-loading-title{color:var(--ink);font-family:Sora,sans-serif;font-size:14px;font-weight:700}.assess-loading-sub{color:var(--muted);max-width:320px;font-size:12.5px;line-height:1.5}.dti-note{border-radius:8px;margin:0 0 12px;padding:8px 10px;font-size:12.5px;line-height:1.45}.dti-note.green{color:var(--green);background:color-mix(in srgb, var(--green) 10%, transparent);border:1px solid color-mix(in srgb, var(--green) 32%, transparent)}.dti-note.amber{color:var(--amber);background:color-mix(in srgb, var(--amber) 10%, transparent);border:1px solid color-mix(in srgb, var(--amber) 35%, transparent)}.dti-note.red{color:var(--red);background:color-mix(in srgb, var(--red) 10%, transparent);border:1px solid color-mix(in srgb, var(--red) 35%, transparent)}.schedule-table th{background:var(--card);z-index:1;position:sticky;top:0}.prog-group-title{color:var(--muted);text-transform:uppercase;letter-spacing:.06em;margin:18px 0 10px;font-family:Sora,sans-serif;font-size:13px;font-weight:700}.prog-group-toggle{text-align:left;text-transform:uppercase;letter-spacing:.06em;width:100%;color:var(--muted);background:var(--bg);border:1px solid var(--line);border-radius:10px;margin:18px 0 10px;padding:9px 12px;font-family:Sora,sans-serif;font-size:12.5px;font-weight:700;transition:color .15s,border-color .15s;display:block}.prog-group-toggle:hover{color:var(--teal-ink);border-color:var(--teal)}.prog-more-btn{width:100%;color:var(--teal-ink);border:1px dashed var(--line);background:0 0;border-radius:10px;margin-top:9px;padding:9px 12px;font-family:inherit;font-size:13px;font-weight:600;transition:color .15s,border-color .15s;display:block}.prog-more-btn:hover{border-color:var(--teal)}.prog-card.ineligible{opacity:.72}.prog-card.ineligible:hover{opacity:1}.prog-reasons{flex-direction:column;gap:4px;margin-top:8px;display:flex}.prog-reason{color:#b3261e;background:#b3261e14;border-radius:8px;padding:6px 10px;font-size:12.5px;line-height:1.4}[data-theme=dark] .prog-reason{color:#ff8a80;background:#ff8a801f}.prog-fit{flex-direction:column;gap:4px;margin-top:8px;display:flex}.prog-fit-reason{color:var(--green);background:color-mix(in srgb, var(--green) 10%, transparent);border-radius:8px;padding:6px 10px;font-size:12.5px;line-height:1.4}.prog-card.top-pick{border-color:var(--teal);box-shadow:0 0 0 1px var(--teal), 0 6px 20px -12px #0e7c8c99}.prog-top-badge{color:#fff;background:linear-gradient(135deg, var(--teal), var(--teal-deep));border-radius:8px;margin-bottom:10px;padding:4px 10px;font-family:Sora,sans-serif;font-size:11.5px;font-weight:700;display:inline-block}.app-main{flex:1;width:100%;max-width:1440px;margin:0 auto;padding:24px}.chat-card{height:clamp(520px,100svh - 310px,800px)}.chat-messages{scroll-behavior:smooth;flex-direction:column;flex:1;gap:10px;padding:12px 2px;display:flex;overflow-y:auto}.msg{border-radius:14px;padding:9px 14px;font-size:14px;line-height:1.5;animation:.18s msg-in}@keyframes msg-in{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:translateY(0)}}.msg-user{background:linear-gradient(135deg, var(--teal), var(--teal-deep));color:#fff;white-space:pre-wrap;overflow-wrap:break-word;border-bottom-right-radius:4px;align-self:flex-end;max-width:80%;box-shadow:0 2px 8px -3px #0a5d6a73}.msg-assistant{background:var(--bg);max-width:95%;color:var(--ink);border:1px solid var(--line);border-bottom-left-radius:4px;align-self:flex-start;box-shadow:0 1px 4px -2px #0000002e}.msg-author{color:var(--teal-ink);align-items:center;gap:6px;margin-bottom:6px;font-family:Sora,sans-serif;font-size:11.5px;font-weight:700;display:flex}.msg-author img{border-radius:5px}.msg-feedback{gap:6px;margin-top:8px;display:flex}.msg-feedback-btn{border:1px solid var(--line);background:var(--card);cursor:pointer;opacity:.55;filter:grayscale(.4);border-radius:8px;padding:2px 8px;font-size:14px;line-height:1.4;transition:opacity .15s,border-color .15s,background .15s}.msg-feedback-btn:hover,.msg-feedback-btn.is-active{opacity:1;filter:none}.msg-feedback-btn.is-active.up{border-color:var(--green);background:color-mix(in srgb, var(--green) 12%, transparent)}.msg-feedback-btn.is-active.down{border-color:var(--red);background:color-mix(in srgb, var(--red) 12%, transparent)}.typing{align-items:center;gap:4px;padding:13px 14px;display:inline-flex}.typing span{background:var(--muted);border-radius:50%;width:6px;height:6px;animation:1.1s ease-in-out infinite typing-bounce}.typing span:nth-child(2){animation-delay:.15s}.typing span:nth-child(3){animation-delay:.3s}@keyframes typing-bounce{0%,60%,to{opacity:.5;transform:translateY(0)}30%{opacity:1;transform:translateY(-4px)}}.chat-empty{padding:8px 2px}.chat-empty-logo{border-radius:12px;margin-bottom:10px;display:block}.chat-empty-lede{color:var(--muted);margin:0 0 12px;font-size:13px}.chat-quota-note{color:var(--muted);white-space:nowrap;margin-left:12px;font-size:12px}.chat-suggestions{flex-wrap:wrap;gap:8px;display:flex}.chat-suggestion{color:var(--teal-ink);border:1px solid var(--line);text-align:left;background:0 0;border-radius:999px;padding:7px 13px;font-family:inherit;font-size:12.5px;font-weight:500;transition:border-color .15s,background .15s,transform .15s}.chat-suggestion:hover{border-color:var(--teal);background:#0e7c8c0f;transform:translateY(-1px)}[data-theme=dark] .chat-suggestion{color:var(--sky)}[data-theme=dark] .chat-suggestion:hover{background:#19b5c81a}.chat-form{align-items:flex-end;gap:8px;display:flex}.chat-input{resize:none;border-radius:12px;flex:1;min-height:44px;max-height:140px;line-height:1.4}.chat-send{border-radius:12px}.chat-send:active:not(:disabled){transform:scale(.97)}.chat-hint{color:var(--muted);margin-top:6px;font-size:11px}input:focus,select:focus,textarea:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px #0e7c8c24}.chat-messages::-webkit-scrollbar{width:6px;height:6px}.conv-items::-webkit-scrollbar{width:6px;height:6px}.chat-messages::-webkit-scrollbar-thumb{background:var(--line);border-radius:999px}.conv-items::-webkit-scrollbar-thumb{background:var(--line);border-radius:999px}.chat-messages::-webkit-scrollbar-thumb:hover{background:var(--muted)}.conv-items::-webkit-scrollbar-thumb:hover{background:var(--muted)}.calc-loan-row{background:var(--bg);border:1px solid var(--line);border-radius:10px;flex-wrap:wrap;align-items:baseline;gap:10px;padding:10px 14px;display:flex}.calc-loan-label{color:var(--muted);font-size:13px;font-weight:500}.calc-loan-value{color:var(--teal-ink);font-size:18px;font-weight:700}.calc-loan-hint{color:var(--muted);margin-left:auto;font-size:11.5px}.rate-presets{flex-wrap:wrap;gap:6px;margin-top:8px;display:flex}.rate-preset{color:var(--muted);background:var(--bg);border:1px solid var(--line);border-radius:999px;padding:4px 10px;font-family:inherit;font-size:11.5px;font-weight:600;transition:color .15s,border-color .15s}.rate-preset:hover{color:var(--teal-ink);border-color:var(--teal)}.rate-preset.active{color:#fff;background:var(--teal);border-color:var(--teal)}.rate-note{color:var(--muted);margin:8px 0 0;font-size:11.5px;line-height:1.4}.calc-mode-tabs{background:var(--bg);border:1px solid var(--line);border-radius:12px;gap:4px;padding:4px;display:flex}.calc-mode-tab{color:var(--muted);cursor:pointer;background:0 0;border:none;border-radius:9px;flex:1;padding:8px 10px;font-family:inherit;font-size:13px;font-weight:600}.calc-mode-tab:hover{color:var(--teal-ink)}.calc-mode-tab.active{color:#fff;background:var(--teal)}.refi-compare{flex-wrap:wrap;gap:10px;display:flex}.refi-col{border:1px solid var(--line);border-radius:12px;flex:1;min-width:150px;padding:10px 12px}.refi-col-label{color:var(--muted);margin-bottom:4px;font-size:11.5px}.refi-col-value{font-size:17px;font-weight:700}.sub-tariffs{border-top:1px solid var(--line);color:var(--muted);padding-top:12px;font-size:12.5px;line-height:1.5}.sub-tariffs-title{text-transform:uppercase;letter-spacing:.04em;color:var(--teal-ink);margin-bottom:6px;font-size:12px;font-weight:700}.sub-tariffs ul{flex-direction:column;gap:4px;margin:0;padding-left:16px;display:flex}.calc-deeplink{color:#fff;background:var(--teal);cursor:pointer;border:none;border-radius:8px;align-items:center;gap:6px;margin:4px 0;padding:7px 12px;font-family:inherit;font-size:13px;font-weight:600;display:inline-flex}.calc-deeplink:hover{background:var(--teal-deep)}.family-member{border:1px solid var(--line);border-radius:12px;flex-direction:column;gap:8px;padding:12px;display:flex}.family-member input,.family-member select{width:100%}.family-member-head{align-items:center;gap:8px;display:flex}.family-member-head select{flex:1}.family-remove{color:var(--muted);border:1px solid var(--line);cursor:pointer;background:0 0;border-radius:8px;flex:none;padding:6px 10px;font-family:inherit;font-size:13px}.family-remove:hover{color:var(--red);border-color:var(--red)}.family-row{gap:8px;display:flex}.family-row>*{flex:1}.family-check{color:var(--muted);align-items:center;gap:8px;font-size:12.5px;display:flex}.family-check input{width:auto}.family-add{align-self:flex-start}@media (width<=820px){.app-main{padding:12px}.app-header{padding:10px 14px}.tabs{scrollbar-width:none;padding:6px 12px;overflow-x:auto}.tabs::-webkit-scrollbar{display:none}.card{padding:16px}.chat-layout,.calc-layout{gap:12px}input,select,textarea{font-size:16px}.chat-card{height:calc(100svh - 300px);min-height:420px}.conv-list{flex-direction:row;align-items:center;gap:8px;padding:8px 10px;position:static}.conv-new{flex:none;width:auto;padding:8px 12px;font-size:12.5px}.conv-items{-webkit-overflow-scrolling:touch;flex-direction:row;flex:1;gap:6px;max-height:none;overflow:auto hidden}.conv-row{border:1px solid var(--line);border-radius:999px;flex:none}.conv-row.active{border-color:var(--teal)}.conv-item{max-width:150px;padding:6px 2px 6px 12px;font-size:12.5px}.conv-delete{padding:6px 10px 6px 4px;font-size:11px}.conv-empty{white-space:nowrap;padding:6px 4px}}@media (width<=560px){.header-user{display:none}.tabs{flex-wrap:wrap;row-gap:4px;overflow-x:visible}.chat-card h3{font-size:15px}.chat-card>p:last-child{margin-top:6px;font-size:10.5px}}@media (width<=640px){.app-header{flex-wrap:wrap;row-gap:8px}.app-header>div:last-child{margin-left:auto}}.field-value{white-space:nowrap;align-items:baseline;gap:4px;display:inline-flex}.field-input{font:inherit;color:inherit;text-align:right;background:0 0;border:1px solid #0000;border-radius:6px;width:110px;padding:1px 6px;transition:border-color .15s,background .15s}.field-input:hover{border-color:var(--line)}.field-input:focus{border-color:var(--teal);background:color-mix(in srgb, var(--teal) 6%, transparent);outline:none}.prog-advice-list{flex-direction:column;gap:4px;margin-top:6px;display:flex}.prog-advice{color:#8a6d1a;background:#f5be2d21;border:1px solid #f5be2d59;border-radius:8px;padding:6px 10px;font-size:12.5px;line-height:1.45}[data-theme=dark] .prog-advice{color:#f2d27c;background:#f5be2d1a;border-color:#f5be2d47}.autosave-note{color:var(--green);margin-top:-8px;font-size:12.5px;animation:.3s autosave-in}@keyframes autosave-in{0%{opacity:0;transform:translateY(-3px)}to{opacity:1;transform:none}}:root[data-theme=dark] body{background:radial-gradient(1100px 480px at 50% -140px, #19b5c817, transparent 70%), var(--bg);background-attachment:fixed}:root[data-theme=dark] .card{border-color:#ffffff12;box-shadow:inset 0 1px #ffffff0b,0 1px 2px #00000073,0 16px 38px -22px #000000b3}:root[data-theme=dark] .app-header{background:linear-gradient(135deg,#0a4a55,#10717f)}input[type=range]{appearance:none;background:0 0;height:22px}input[type=range]::-webkit-slider-runnable-track{background:color-mix(in srgb, var(--teal) 28%, var(--line));border-radius:3px;height:6px}input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--teal);border:2.5px solid var(--card);border-radius:50%;width:18px;height:18px;margin-top:-6px;transition:transform .12s,background .12s;box-shadow:0 1px 4px #00000059}input[type=range]::-webkit-slider-thumb:hover{background:var(--sky);transform:scale(1.15)}input[type=range]::-moz-range-track{background:color-mix(in srgb, var(--teal) 28%, var(--line));border-radius:3px;height:6px}input[type=range]::-moz-range-thumb{background:var(--teal);border:2.5px solid var(--card);border-radius:50%;width:18px;height:18px;box-shadow:0 1px 4px #00000059}:where(button,a,input,select,textarea):focus-visible{outline:2px solid var(--sky);outline-offset:2px}@media (width<=820px){.field-input{width:132px;font-size:16px}}:root[data-theme=dark] ::-webkit-scrollbar{width:10px;height:10px}:root[data-theme=dark] ::-webkit-scrollbar-thumb{border:2px solid var(--bg);background:#2c4147;border-radius:5px}:root[data-theme=dark] ::-webkit-scrollbar-track{background:0 0}